Terms of Use.
These terms are a launch draft for review before paid public use. Final legal approval is required before collecting payment or opening Core access.
1. Service
Lineum provides general investment research organization, education, source links, monitoring notes, and research summaries for stocks, ETFs, and index funds. Lineum does not provide individualized investment advice, brokerage services, trade execution, custody, or guaranteed investment outcomes.
2. User Responsibility
You are responsible for your own investment decisions. You should verify source materials, understand your own risk tolerance, and consult a qualified professional when needed.
3. Core Subscription
Lineum Core access depends on active payment status, account authentication, data-provider availability, and compliance with these terms. Subscription price, billing interval, trial terms, and refund policy must be shown at checkout before purchase.
4. Data and Availability
Research views may include official filings, company materials, issuer documents, licensed market data, and derived analysis. Coverage can change when source availability, provider rights, or licensing terms change.
5. Restrictions
You may not resell, scrape, redistribute, bulk export, reverse engineer, or use Lineum content in a way that violates market-data provider terms, intellectual-property rights, or applicable law.